Mini-Bus Insurance

http://www.PremierGroupIN.com

Family owned and operated for more than 20 years, Premier Group Insurance has delivered quality insurance solutions to individuals and families, specializing in commercial and personal insurance coverage.

Our team of experienced insurance professionals are committed to helping clients find a policy that fits their needs. As an insurance broker, we offer insurance coverage from all of the major carriers. We provide personalized attention and quality customer service to create an experience that’s challenging to find in today’s market.

We represent Allstate Insurance, Berkshire Hathaway Insurance, Nationwide Insurance, Progressive Insurance, SafeCo Insurance, Traveler’s Insurance and other carriers.

We serve clients in Indiana, Illinois, Michigan and Ohio.

At Premier Group Insurance, we’ll work with you to ensure that you and those you care about most are protected.

We all know how important it is to have a vehicle covered by insurance, but if you’re using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won’t be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of Minibus Insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Premier Group Insurance agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

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