Family owned and operated for more than 20 years, Premier Group Insurance has delivered quality insurance solutions to individuals and families, specializing in commercial and personal insurance coverage.
Our team of experienced insurance professionals are committed to helping clients find a policy that fits their needs. As an insurance broker, we offer insurance coverage from all of the major carriers. We provide personalized attention and quality customer service to create an experience that’s challenging to find in today’s market.
We represent Allstate Insurance, Berkshire Hathaway Insurance, Nationwide Insurance, Progressive Insurance, SafeCo Insurance, Traveler’s Insurance and other carriers.
We serve clients in Indiana, Illinois, Michigan and Ohio.
At Premier Group Insurance, we’ll work with you to ensure that you and your business are protected.
The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with Catering Insurance.
Catering Insurance Policy Features
If you have employees, you need Workers Compensation Insurance coverage, and of course your own equipment should be covered. General Liability Coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).
If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.
As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.
For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don’t own, having employees use those vehicles, and accidently damaging property when providing your services.
Call Premier Group Insurance today to find out what the best Catering Insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.
Other topics you may be interested in:
- Small Business Insurance
- Industry Specific Insurance
- Coverage for your business
- Group Life Insurance
- Small Business Retirement Insurance
- Workers Comp Insurance
- Professional Liability Insurance
- Product Liability Insurance
- Group Health Insurance
- Group Benefits
- Technology Insurance
- Storage Insurance
- Shipping Insurance
- Office Insurance
- Crime Insurance
- Equipment Insurance
- General Liability Insurance
- Commercial Liability coverage
- Commercial Property Insurance
- Commercial Umbrella Insurance
- Business Catastrophe Insurance
- Surety Bonds
- Errors and Omissions
- Fidelity Bonds
- Small Business Liability
- Business Owners Policy