Family owned and operated since 1992, Premier Group Insurance has delivered quality insurance solutions to individuals and families, specializing in commercial and personal insurance coverage.
Our team of experienced insurance professionals are committed to helping clients find a policy that fits their needs. As an insurance broker, we offer insurance coverage from all of the major carriers. We provide personalized attention and quality customer service to create an experience that’s challenging to find in today’s market.
As an insurance broker, we represent AAA Insurance, Allstate Insurance, Berkshire Hathaway Insurance, Nationwide Insurance, Progressive Insurance, SafeCo Insurance, Traveler’s Insurance and other carriers. We offer more options than a company that only represents one insurance carrier.
We serve clients in Indiana, Illinois, Michigan and Ohio.
At Premier Group Insurance, we’ll work with you to ensure that you and those you care about most are protected.
Good drivers are responsible drivers with auto insurance.
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car/truck/van insured so you’re prepared when accidents do happen.
At Premier Group Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.
As your trusted source for car insurance, Premier Group Insurance, offers a variety of coverage and additional protection options, such as:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Medical Payments Coverage
Why Auto Insurance?
If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.
Keeping your vehicle insured is simply the responsible thing to do; it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at Premier Group Insurance to create a policy that insures your needs.
Liability Insurance. Ensure that you’re insured.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered. If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
Components of Liability
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
- Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
- Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road. It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same.
Contact a representative with Premier Group Insurance today for more information about what Liability Coverage can do for you.
Bumper-to-Bumper Protection for Your Auto.
For most drivers, a car is more than just a means of transportation – it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Premier Group Insurance, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.
How Much Collision Coverage is Needed?
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Premier Group Insurance can help you find an insurance option that best fits your budget.
In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.
- Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
- GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
- Accident Forgiveness ensures that your rates won’t increase because of a single accident.
Contact Premier Group Insurance today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.